Apply For Finance
The minimum order value is £250
No deposit required
We have a range of finance options to choose from to help you spread the cost of your new furniture.
Interest free finance (0%) – 6, 9 and 12 months – You won’t pay a penny more.
Classic Credit 15.9 % APR – 24, 36, 48 and 60 months
Buy Now Pay Later :
Pay nothing for 6 months and then 42 monthly payments at 19,90% APR
Pay nothing for 9 months and then 39 monthly payments at 19,90% APR
- At least 18 years old.
- Permanent paid employment (over 16 hours per week), retired (receiving a pension), in receipt of a disability benefit or self-employed.
- Has been resident in the UK for at least 3 years and will continue their residency in the UK.
- Has a debit or credit card in their name and registered to their address (you’ll need this to match the address used to complete the identity verification).
- Has a Bank or Building Society current account available (you’ll need this to complete the direct debit instruction).
- Add the items you wish to order to your basket and proceed to checkout.
- At checkout fill in all details.
- As payment method choose ‘Apply for instant finance’.
- Press Confirm order.
- Choose credit option and press ‘Apply now’
- Fill in the details for finance, then the decision will show on your screen within 5 minutes.
We will send you confirmation of your order on email.
Application Referred – the decision will be provided within 10 minutes. In a small numbers of cases, it may take 2-3 hours to do additional checks.
Application declined – you have the option to continue with the order by paying by credit/debit card – just contact with us [email protected], otherwise your order will be cancelled.
Msofas LTD is registered in England , Registered Office: 2nd Floor, Brian Royd Mills, Halifax HX4 8NF Company Registration Nr: 7711857.
Msofas LTD acts as a credit broker and only offers credit
products from V12 Finance . Msofas LTD is
authorised and regulated by the Financial Conduct Authority. Credit provided subject to age and status.